Saturday, March 16, 2013

Get My New book for Free

From now until Monday evening, my new book, The Definitive Dossier of PTSD in Whistleblowers, will be available for free from Amazon.

Go to this link to get your free copy of The Definitive Dossier of PTSD in Whistleblower...today.

Check out chapter four of The Definitive Dossier of PTSD in Whistleblowers, for a closer look at the exploits of Dr. Anna Chacko. 
Check out chapter five of The Definitive Dossier of PTSD in Whistleblowers for a whole new look at the tragic story of Dr. Ignaz Semmelweis. 


Check out chapter two for a look at the iconic film, On the Waterfront, and other movies that have a whistleblower as its central character. 


($3,95 is the regular price)

Tuesday, March 12, 2013

The Case Against Cardinal Donald Wuerl

The article is here. 

Also check out chapter three of my new book, The Definitive Dossier of PTSD in Whistleblowers, where this case is discussed in further detail.

Thursday, March 7, 2013

Maximize Your Sales and Revenues with Modern Transaction Equipments by Josef Toth


As a merchant, you always look for the easiest ways to maximize your sales and revenues. You need to attract as much customers as possible towards your shop or business establishments. There are several ways of attracting customers like advertizing your business, products, or services. Aggressive online and offline marketing also helps in getting fresh set of customers every day.
However, there are some other unexplored ways of increasing your revenues. You can adopt modern transaction equipments like Cashless ATM, Credit Card Processing Systems, Gift Cards, and Touch and Buy services. You can have dual benefits of adopting these new age equipments. Your customers can enjoy their shopping and other services being provided by you without any waiting and you can earn additional revenues on each transaction made by your customers.
Nowadays, people tend to carry less cash along with them due to inconvenience and security reasons attached with more cash. They prefer carrying plastic money (Credit Cards or Debit Cards) with them while on shopping or outdoor tours. It is a safer as well as more convenient option of shopping for customers. A majority of modern customers have similar tendency for shopping. That means if you do not want to lose your revenues and sales then you should keep yourself ready to serve these customers. For that, you need to adopt modern equipments for banking and transaction processing. After their implementation, you will be able to attract more and more customers to your stores with hassle free payments systems.
There are several companies providing different types of cashless equipments (Cashless ATM, Credit Card Processing Systems, Gift Cards, and Touch and Buy services). You can contact them and ensure installation of any of the above-described equipments in your store. These equipments accept Visa, MasterCard, American Express, Discover, JCB, debit cards, Gift and loyalty Cards, and Electronic Benefits Transfer (EBT) transactions.
You can enjoy following benefits after adopting these service:
1. Increase sales, store traffic, and average purchase by every customers,
2. Earn money of every transaction made by your customers,
3. No need for any human cashier thus a cost-cutting alternative for you,
These are just glimpses of benefits. Once you implement cashless ATM's or other transaction equipments in your business. You will start experiencing several other benefits increasing your overall revenue and profits.

Tuesday, March 5, 2013

Cashless Scrip ATM - A Smart Way of Making Payments by Josef Toth


We all live in digital age. If we look back to the time, people had to carry cash with them whenever they used to go for shopping. Problem used to arise, when there was the need of big amount for heavy shopping. Therefore, ATM cards came into picture, but again cash ATM's were not easily accessible everywhere. However, introduction of cashless ATM's resolved the issue completely.
Cashless ATM's have made shopping fun rather than hassle. Cashless scrip ATM's are now used everywhere, be it any department store, beauty saloon, branded clothing, accessories or footwear showroom, multiplex, food chain, hotel or gas station. Moreover, nowadays cash payment system has been automated at parking lots and toll taxes also and people have an option to pay by using their ATM cards. Overall, cashless scrip ATM's have simplified the process of making payments.
Not only shoppers, but using cashless ATM's benefits the merchants also. Both shoppers and merchants enjoy different kinds of advantages by using cashless ATM's.
Advantages for Shoppers-
1- First and foremost advantage of making payments through cashless ATM's is the safety measures associated with it. Cashless ATM's do not contain or tie-up your cash.
2- As compared to credit cards, cashless ATM's reduce the processing fee; however, sometimes the processing fee gets eliminated also.
3- It helps to reduce the excessive expenditure as through ATM cards only a fixed required amount is paid whereas with credit cards, consumers are always tend to overspend.
4- Shopping with cashless ATM's make the payments simpler as it does not ask for anything else except your ATM card. Moreover, you receive a printed statement then and there which is acceptable in bank.
Advantages for Merchants-
1- To receive payments through cashless ATM's is an easy task, as cashless scrip ATM is user-friendly and one can operate it comfortably.
2- Being a merchant you can increase your profit by thousands of dollars, just by using cashless scrip ATM.
3- Programming can be set for choosing an increment of $10 to $20 for each cashless transaction.
4- As compared to conventional credit card processing machines, you can save extra processing fee and can process transaction at no extra cost caused to business.
Being aware of these benefits, who would not prefer to opt for cashless ATM's system? Nowadays every smart merchant and consumer is getting benefited with it. By offering dual benefits, cashless ATM's neither disappointed consumers nor merchants.

Sunday, March 3, 2013

Transformation of Banking and Transaction Systems by Josef Toth


There was a time when the whole banking and commerce operations were manual. It was a tedious task for people working in Banks and large departmental stores to manage heavy transaction volumes. But, gone are the days when people used to spend most of their time in the queue at banks and departmental stores while withdrawing their salary or purchasing monthly grocery.
Now the computerization and web integration of almost every banks and financial institutions have turned the whole way of banking and commerce. Due to this transformation, the hassles of being in queue during salary days and monthly grocery shopping are over. The benefits of transformation in banking and commerce are not limited to only reducing long queues only.
The introduction of latest payments methods like credit cards, ATM cards, and other forms of automatic payments are some added benefits of banking automation. After advent of internet, the process became more flexible and convenient for customers as well as service providers. Now people don't need to visit their banks again and again for withdrawing or depositing money. They can perform most of their actions online.
Mobility in Banking and Commerce
Nowadays with help of Core Banking and Online Banking services people can carry their bank accounts with them everywhere. With help of ATM Cards directly linked to their bank accounts they can do shopping and other payments with ease. They no longer need to carry cash along with them everywhere.
Credit cards are among other significant gifts of this transformation in banking and commerce. Now, you can do shopping and enjoy holidays and travel without paying a penny from your savings. You can pay by your Credit Card and repay your credit card service provider later. Almost every bank offers Credit Cards to their customers. You can have a credit card linked to your bank account, and the amount will be transferred from your bank account for credit cards payments automatically as scheduled by you.
Cashless Transaction Revolution
The latest trends reveal that now more and more people are going cashless. It is safer as well as convenient for people. They prefer paying via their ATM Cards (not their credit card, due to fear of overspending). The excess use of ATM cards encouraged merchants, store owners and pubs to install Cashless ATM's at their place, so that their customers can pay them via ATM.
This is a growing trend in modern economy. It resulted in growth of cashless ATM's manufacturing. Nowadays, it is very easy for a store owner to purchase or rent a cashless ATM, so that they can lure more and more customers to their stores.

Parole Violation Dismissed Against Roofer and Whistleblower

Roofer and whistleblower Gerard Beloin remains in prison even though the parole violation charges have been dropped. Beloin was picked up in the beginning of November and remains there. His story is one of several highlighted in Chapter 3 of my new book, The Definitive Dossier of PTSD in Whistleblowers

His dismissal is below.